https://analystbuilt.com/blog/ Worked examples, build notes and opinions from Dmytro, who builds and tests every AnalystBuilt template. en Sat, 24 Oct 2026 00:00:00 GMT https://analystbuilt.com/blog/january-money-reset-weekend/ https://analystbuilt.com/blog/january-money-reset-weekend/ Sat, 24 Oct 2026 00:00:00 GMT Home moneybudgetingdebtsavingsGoogle SheetsExcel <p>A two-day plan for a January money reset: a zero-based budget, sinking funds, a debt payoff order and one net worth number, on sample data.</p> <p>Give the reset one weekend, not one month. On Saturday, see where you are, then plan January so that income minus everything you assign comes out at zero, and set a monthly amount for each bill you already know is coming. On Sunday, put every debt on one list with its rate, minimum and due date, pick a payoff order, and write down one net worth number to compare with next month.</p>